Stop choosing between independence and security.

Utopia is the community for self-employed professionals who want real benefits, trusted advisors, and a network that actually moves their career forward — all in one place.

Who We Are

1099 Workers was started by the self-employed, for the self-employed. We know firsthand that going independent shouldn’t mean going without — without health coverage that works, without financial tools designed for how you actually earn, without a community that understands your life.

Utopia is what we built when we asked: what if independent professionals had everything that full-time employees take for granted, plus the community and resources to grow even faster?

What Utopia Delivers

Everything is built on the 1099 Workers benefits engine — meaning it’s real, it’s live, and it works today.

COMMUNITY (UTOPIA)

Job Boards & Client Marketplace

Expert-led Events & Workshops

Peer Mentorship & Accountability

Community pProfiles & Service Listings

Courses & Professional Development

FINANCIAL TOOLS

NewtekOne Business Banking & Lending

Verifiable W-2 Income for Loans & Mortgages

Income Protection

 Free Advisor Network: Tax, Legal & Marketing

Retirement & Financial Planning Resources

BENEFITS & COVERAGE

Group Health, Dental & Vision

Stand-alone Rx + Virtual Primary Care

 Cancer, Critical Illness & Hospital Plans

401(k) Retirement Planning

Telehealth & Virtual Care

How It Works

Joining Utopia takes less than 5 minutes.

01

Create Your Profile

Sign up with your name, email, and a few details about your work. Tell us what you do, who you serve, and what you’re building.

02

Choose Your Level

Pick the membership that fits where you are. You can always upgrade later.

03

Get Verified

We keep Utopia a quality community. Once you’re in, your profile goes live in the directory so other members can find and connect with you.

04

Start Connecting

Browse the member directory, show up to events, find a mentor, post your services, or land your next client. Utopia works because the people in it are serious about their independence.

Who We Serve

We’ve built a new institution for every dimension of independent work.

The independent workforce is one of the fastest-growing and most underserved segments of the American economy. No institution has been built at scale to support them.

We’re changing that — not just by offering benefits, but by building the infrastructure, the community, the tools, and the advocacy that an entire workforce deserves.

We’ve proven the model. Now we’re building what comes next.

INDEPENDENT PROFESSIONALS

Freelancers and consultants

Contractors and gig workers

Self-employed business owners

1099 earners without employer benefits

BUSINESSES & PARTNERS

Employers offering contractor benefit solutions

Brokers & affiliates (Branded Marketplace)

Associations & partners (white-label payroll)

Staffing firms & workforce platforms

Ready to stop going it alone?

Join Utopia. Get the benefits, banking, and community that independent professionals deserve.

Join Today